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Real Estate verified Verified Outcome TRL 9

Computer Vision for Appraisal (Virtual Inspection)

domain Client: Lenders / Appraisers handshake Provider: CubiCasa schedule Deploy: 2020-Present
89 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

Use of smartphone scanning apps to allow homeowners or gig workers to capture a high-fidelity 3D floor plan and condition report, enabling 'desktop appraisals' without a licensed appraiser visiting.

rate_review Analyst Verdict

"Solves the 'appraiser shortage' bottleneck. By decoupling data collection (anyone with a phone) from valuation (the expert at a desk), it dramatically speeds up mortgage closing times and reduces bias."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

The appraisal industry faces a shortage of licensed professionals, leading to long delays (3-4 weeks) for mortgage approvals, especially in rural areas. The requirement for a licensed appraiser to physically drive to every home was inefficient and costly ($500-$800 per report).

psychology The Solution

Deployed a mobile scanning app (CubiCasa). The homeowner walks around the house recording a video. Computer vision AI processes the video to generate a professional, ANSI-standard floor plan with gross living area (GLA) calculations and pulls condition photos. The licensed appraiser reviews this data remotely to finalize the value.

settings_suggest Technical & Deployment Specs

Integrations
Appraisal Management Systems
Deployment Model
Mobile App
Data Classification
Property Images
Estimated TCO / ROI
Per Scan Fee
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Fraud Medium Geofencing and metadata checks.
Accuracy Low Lidar usage on newer phones.

trending_up Impact Trajectory

Audited value realization curve

Floor plan generation in < 5 minutes Verified Outcome
Primary KPIAppraisal turn time reduced by 50%
Audit CycleGSE (Fannie/Freddie) acceptance of hybrid appraisals

policy Compliance & Gov

  • Standards: USPAP / GSE Guidelines
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Property Images

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Lenders / Appraisers without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-635
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-635

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