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Insurance verified Verified Outcome TRL 9

Satellite-Verified Riot & Civil Unrest Claims

domain Client: Lloyd's Market Insurers handshake Provider: McKenzie Intelligence Services schedule Deploy: 2021-Present
91 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

Use of high-frequency satellite imagery and human intelligence to verify 'denial of access' and physical damage during riots (e.g., South Africa unrest) when loss adjusters cannot safely enter.

rate_review Analyst Verdict

"Essential for political violence coverage. In chaotic zones, 'ground truth' is dangerous to obtain. This remote sensing capability allows insurers to reserve accurate funds and approve interim payments while the city is still burning."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

During large-scale civil unrest (e.g., South Africa 2021), businesses are looted and burned, but insurance adjusters cannot visit the sites due to safety risks. This delays claims processing for months, starving businesses of cash when they need it most to rebuild. Insurers also struggle to distinguish between 'riot' damage (covered) and other causes.

psychology The Solution

Deployed the Global Events Observer (GEO) platform. It aggregates data from multiple satellite constellations, social media feeds, and ground sensors. During the unrest, MIS provided insurers with building-level damage assessments (burned/looted/intact) verified by military-trained analysts. This data was used to validate 'denial of access' claims and process initial payouts remotely.

settings_suggest Technical & Deployment Specs

Integrations
Claims Systems
Deployment Model
SaaS
Data Classification
Geospatial Intelligence
Estimated TCO / ROI
Subscription
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Image Resolution Medium Multi-source triangulation.
Cloud Cover Medium Synthetic Aperture Radar (SAR) usage.

trending_up Impact Trajectory

Audited value realization curve

Remote verification of thousands of sites Verified Outcome
Primary KPIReduction in claims lifecycle during crisis
Audit CycleImproved fraud detection (verifying timeline)

policy Compliance & Gov

  • Standards: Lloyd's Standards
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Geospatial Intelligence

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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The "Blind Verification" Protocol

How we verified these outcomes for Lloyd's Market Insurers without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-580
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-580

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