COI.
search Request for Consideration arrow_forward menu
close Submit Innovation
close
Banking verified Verified Outcome TRL 7

Wholesale CBDC Experimentation

domain Client: Major European Central Bank handshake Provider: Various / Consortium schedule Deploy: 2020-2023
86 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

The central bank conducted extensive pilots for a wholesale Central Bank Digital Currency (wCBDC) to settle interbank securities transactions on a distributed ledger.

rate_review Analyst Verdict

"High-impact policy and technology experimentation. Proves that central bank money can be tokenized to support the settlement of tokenized financial assets, a prerequisite for the future of on-chain finance."

lock
Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

The rise of tokenized assets (security tokens) created a settlement mismatch: assets could move instantly on blockchains, but the cash leg of the trade still required slow, legacy payment rails (T+2). To achieve true atomic settlement (delivery-vs-payment), the cash also needed to be on-chain.

psychology The Solution

The institution launched a series of pilots with commercial banks to test the issuance and use of a wholesale CBDC. They successfully settled the issuance of simulated government bonds and other securities, proving that DLT-based central bank money can integrate with existing settlement systems.

settings_suggest Technical & Deployment Specs

Integrations
RTGS
Deployment Model
Private Blockchain
Data Classification
Financial/Gov
Estimated TCO / ROI
Medium
POC Summary ( to )

"Successful Pilot"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Policy Lag High Regulatory sandbox

trending_up Impact Trajectory

Audited value realization curve

Successful settlement of tokenized securities Verified Outcome
Primary KPIInteroperability with private blockchains
Audit CycleAtomic delivery-vs-payment achieved

policy Compliance & Gov

  • Standards: Central Bank Policy
  • Maturity (TRL): 7
  • Evidence Score: 5/10
  • Data Class: Financial/Gov

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
lock
verified_user
Technical Audit
PDF • Audited
lock

Related Intelligence

article
Computer Vision for Appraisal (Virtual Inspection)
View Outcome →
article
Cloud-Native Clearing Bank
View Outcome →
article
Automated Post-Operative Monitoring
View Outcome →
Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Major European Central Bank without exposing sensitive IP or identities.

Private
lock_person

1. Raw Evidence

Audit ID: #PRIV-431
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-431

Strategic Action Center

Identify your current stage and take the next step.

rocket_launch
Replicate This Success
Want similar results? Request a deployment consultation.
psychology_alt
Submit Challenge
Have a different problem? Submit your problem statement.
publish
Publish Case Study
Submit your own verified evidence.
thumb_up
Verify Impact
Audit your existing solution.