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Insurance verified Verified Outcome TRL 9

Parametric Reputation Insurance

domain Client: Publicly Traded Companies handshake Provider: Steel City Re schedule Deploy: 2019-Present
88 Impact
Enterprise Ready
Evidence Score: 4/10
Strength: Medium

Executive Summary

ANALYST: COI RESEARCH

Parametric coverage for corporate reputation damage, triggered by a synthetic index of stakeholder sentiment, paying out to cover crisis communications and revenue loss.

rate_review Analyst Verdict

"Innovative quantification of the intangible. While 'reputation' feels fluffy, this solution grounds it in an actuarial index, allowing boards to transfer the risk of a PR disaster (e.g., ESG scandal) to the insurance market."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Reputation is a massive intangible asset, often 20-30% of market cap. Yet, traditional insurance only covers physical perils. A scandal (e.g., #MeToo, data breach) causes stock drops and revenue loss that Directors & Officers (D&O) insurance doesn't fully cover. Boards lacked a financial instrument to hedge this risk.

psychology The Solution

Created the 'Reptuation Value Metric'—a synthetic index derived from thousands of data points (social media sentiment, short-selling activity, stakeholder confidence). The policy is parametric: if the index drops by >X standard deviations following a publicized event, the policy pays out cash immediately. This provides a 'war chest' for crisis management without needing to prove specific damages.

settings_suggest Technical & Deployment Specs

Integrations
Financial Markets
Deployment Model
Financial Product
Data Classification
Public Sentiment Data
Estimated TCO / ROI
Premium
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Index Complexity High Transparency in index methodology.
Basis Risk Medium Calibration to stock price correlation.

trending_up Impact Trajectory

Audited value realization curve

Payout triggered by sentiment index Verified Outcome
Primary KPIImmediate liquidity for crisis PR
Audit CycleSignal of governance quality to investors

policy Compliance & Gov

  • Standards: Surplus Lines
  • Maturity (TRL): 9
  • Evidence Score: 4/10
  • Data Class: Public Sentiment Data

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Publicly Traded Companies without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-578
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-578

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