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Banking verified Verified Outcome TRL 9

Low-Cost Open Source Core Infrastructure

domain Client: Leading South Korean Digital Bank handshake Provider: Linux / MySQL schedule Deploy: Launch-Present
94 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

The digital bank built its entire banking stack on open-source technologies (Linux, MySQL) and x86 commodity hardware, rejecting the traditional mainframe/Unix model.

rate_review Analyst Verdict

"Disruptive cost advantage. By avoiding the 'mainframe trap', the bank achieves a cost-per-account that is a fraction of incumbent competitors, allowing them to offer better rates and fees."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Traditional banking infrastructure (Unix servers, Oracle databases, Mainframes) involves massive upfront licensing fees and maintenance costs. For a new digital entrant, these costs would make the business model unviable and limit the ability to scale rapidly.

psychology The Solution

The bank architected its system using x86 servers running Linux and open-source databases like MySQL. This 'internet company' architecture allows them to scale horizontally by simply adding more commodity servers, rather than buying expensive proprietary hardware upgrades.

settings_suggest Technical & Deployment Specs

Integrations
Custom
Deployment Model
Private Cloud / On-prem
Data Classification
Financial
Estimated TCO / ROI
Very Low
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Open Source Support Low Strong internal engineering

trending_up Impact Trajectory

Audited value realization curve

90%+ reduction in IT infrastructure costs vs incumbents Verified Outcome
Primary KPIHigh reliability and scalability
Audit CycleRapid profitability achievement

policy Compliance & Gov

  • Standards: Korean Banking Regs
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Financial

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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The "Blind Verification" Protocol

How we verified these outcomes for Leading South Korean Digital Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-422
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-422

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