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Banking verified Verified Outcome TRL 9

Facial Recognition ATMs

domain Client: Leading Spanish Bank handshake Provider: Fujitsu / FacePhi schedule Deploy: 2019-2023
88 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

The bank deployed the world's first ATMs that allow withdrawals using facial recognition alone, removing the need for physical cards or PIN entry.

rate_review Analyst Verdict

"Innovative UX that enhances both convenience and security. It eliminates card skimming risks and PIN theft, though it requires high user trust in biometric data handling."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Traditional ATM interactions rely on physical cards (prone to skimming) and PINs (prone to observation/theft). For older demographics or digital natives, the friction of carrying cards and remembering PINs was a pain point, and the bank sought a differentiator in its physical branch network.

psychology The Solution

The institution upgraded its ATM network with advanced facial recognition cameras and liveness detection software. Customers can choose to authenticate via their face alone. The system validates the biometric template against the bank's secure database in real-time to authorize withdrawals, treating the face as the credential.

settings_suggest Technical & Deployment Specs

Integrations
ATM Switch
Deployment Model
Edge / On-prem
Data Classification
Biometric
Estimated TCO / ROI
High (Hardware)
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Biometric Privacy High Strict GDPR compliance

trending_up Impact Trajectory

Audited value realization curve

thousands of ATMs equipped Verified Outcome
Primary KPIHigh user adoption rate
Audit CycleFaster withdrawal times

policy Compliance & Gov

  • Standards: GDPR
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Biometric

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Leading Spanish Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-428
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-428

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