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Banking verified Verified Outcome TRL 9

Embedded Corporate Banking APIs

domain Client: Global Systemically Important Bank handshake Provider: Internal schedule Deploy: 2018-2024
94 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

The bank built a comprehensive suite of APIs allowing corporate treasurers to embed banking functions directly into their ERP and Treasury Management Systems (TMS).

rate_review Analyst Verdict

"Industry standard for corporate connectivity. By integrating directly into SAP, Oracle, and other ERPs, the bank moves from being a destination (portal) to infrastructure (pipe), creating immense stickiness."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Corporate treasurers struggled with the inefficiency of logging into multiple proprietary banking portals to manage cash, initiate payments, and download statements. This 'swivel chair' integration between their internal ERP systems and banking partners was prone to error and delayed cash visibility.

psychology The Solution

The institution developed an API-first connectivity suite (CitiConnect) that integrates directly with major ERP and TMS providers. This allows corporate clients to initiate payments, check balances, and receive status updates directly within their own accounting software, without ever logging into a bank portal.

settings_suggest Technical & Deployment Specs

Integrations
SAP / Oracle / Swift
Deployment Model
API
Data Classification
Financial
Estimated TCO / ROI
Medium
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
API Security High mTLS / OAuth

trending_up Impact Trajectory

Audited value realization curve

Process billions in API flows daily Verified Outcome
Primary KPIIntegration with major ERPs
Audit CycleReal-time cash visibility for clients

policy Compliance & Gov

  • Standards: Global Payments
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Financial

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Global Systemically Important Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-449
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-449

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