COI.
search Request for Consideration arrow_forward menu
close Submit Innovation
close
Banking verified Verified Outcome TRL 9

Cloud-Native Core Banking Migration

domain Client: European Universal Bank handshake Provider: Thought Machine schedule Deploy: 2022-2024
87 Impact
Enterprise Ready
Evidence Score: -/10
Strength: Tier 1

Executive Summary

ANALYST: COI RESEARCH

A European banking group launched a digital-only banking platform built on a cloud-native core to migrate selected retail segments away from legacy infrastructure.

rate_review Analyst Verdict

"A pragmatic ‘parallel core’ strategy that reduces migration risk while enabling structural cost improvements."

lock
Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Legacy core banking platforms imposed high cost-to-serve and slow product innovation, particularly for digitally active retail customers. A full-scale replacement carried unacceptable operational risk.

psychology The Solution

A separate digital banking platform was launched on a modern, API-driven core. Customer migration is executed in controlled waves, allowing gradual decommissioning of legacy workloads while accelerating digital product delivery.

settings_suggest Technical & Deployment Specs

Integrations
Standard API
Deployment Model
SaaS / Hybrid
Data Classification
Internal
Estimated TCO / ROI
Contact for details

trending_up Impact Trajectory

Audited value realization curve

Progressive customer migration Verified Outcome
Primary KPIReduced cost-to-serve
Audit CycleFaster product launch cycles

policy Compliance & Gov

  • Standards: Standard
  • Maturity (TRL): 9
  • Evidence Score: -/10
  • Data Class: Internal

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1.0
lock
verified_user
Technical Audit
PDF • Audited
lock

Related Intelligence

article
AI Agent Assist & Knowledge Discovery
View Outcome →
article
Risk Management & Grid Computing
View Outcome →
article
Neuroscience-Based Learning Platform
View Outcome →
Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for European Universal Bank without exposing sensitive IP or identities.

Private
lock_person

1. Raw Evidence

Audit ID: #PRIV-390
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-390

Strategic Action Center

Identify your current stage and take the next step.

rocket_launch
Replicate This Success
Want similar results? Request a deployment consultation.
psychology_alt
Submit Challenge
Have a different problem? Submit your problem statement.
publish
Publish Case Study
Submit your own verified evidence.
thumb_up
Verify Impact
Audit your existing solution.