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Banking verified Verified Outcome TRL 9

AI & Satellite Data for Agri-Finance

domain Client: Top Dutch Cooperative Bank handshake Provider: Internal / Various Space Data schedule Deploy: 2020-2024
93 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

The bank utilizes satellite imagery and AI analysis to assess crop biomass and yield potential, enabling remote credit risk assessment for smallholder farmers globally.

rate_review Analyst Verdict

"A standout sector-specific AI application. It solves the 'last mile' problem in agricultural finance—verifying collateral (crops) without expensive physical site visits."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Lending to smallholder farmers involves high risk and high operational costs due to the need for physical inspections to verify crop health and yields. Traditional credit scoring models often fail in this sector due to a lack of formal financial history, leading to a financing gap for millions of farmers.

psychology The Solution

The institution developed algorithms that combine satellite imagery, weather data, and soil information to monitor crop growth remotely. This 'biomass proxy' allows the bank to predict yields and assess credit risk with high accuracy from afar. The system is used to unlock financing for farmers who were previously deemed unbankable.

settings_suggest Technical & Deployment Specs

Integrations
Loan Origination
Deployment Model
Cloud
Data Classification
Commercial
Estimated TCO / ROI
Medium
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Model Calibration Medium Ground truthing

trending_up Impact Trajectory

Audited value realization curve

Remote monitoring of crop assets Verified Outcome
Primary KPIReduction in physical site visits
Audit CycleIncreased financial inclusion

policy Compliance & Gov

  • Standards: Global Banking
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Commercial

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Top Dutch Cooperative Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-439
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-439

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