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Real Estate verified Verified Outcome TRL 9

Co-Ownership Marketplace (LLC Model)

domain Client: Luxury Home Buyers handshake Provider: Pacaso schedule Deploy: 2020-Present
92 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

A platform that buys luxury vacation homes and securitizes them into an LLC, selling 1/8th fractional shares to individual buyers and managing the property logistics.

rate_review Analyst Verdict

"Reinvented the timeshare model. By structuring it as true real estate ownership (LLC shares) rather than 'right to use', buyers capture asset appreciation. It unlocks the inventory of $5M+ homes to the $600k buyer."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Owning a second home is expensive and inefficient (used only 10% of the year). Timeshares are notoriously bad investments with zero resale value. Sellers of luxury homes faced a small pool of buyers who could afford the whole asset.

psychology The Solution

Pacaso buys the home, furnishes it, and creates a property-specific LLC. It sells 8 shares (giving 44 days of use/year). Owners use an app to book time (SmartStay algorithm ensures fairness). Pacaso acts as the property manager. Crucially, owners can sell their share on the open market at the current property value.

settings_suggest Technical & Deployment Specs

Integrations
MLS
Deployment Model
Marketplace
Data Classification
Financial / PII
Estimated TCO / ROI
Share Price + Monthly Fee
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Neighborhood Pushback High Ban on short-term rentals.
Market Softening High Asset diversification.

trending_up Impact Trajectory

Audited value realization curve

9.7% CAGR on share value (2021-2024) Verified Outcome
Primary KPI10% average gain on resale transactions
Audit CycleFaster sales velocity than whole-home listings

policy Compliance & Gov

  • Standards: Real Estate Securities
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Financial / PII

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Luxury Home Buyers without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-654
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-654

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