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Insurance verified Verified Outcome TRL 9

Programmatic Reinsurance Auctions

domain Client: Global Insurance Carrier handshake Provider: Tremor schedule Deploy: 2019-Present
87 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

Use of a programmatic auction platform to place reinsurance treaties, allowing carriers to price-match risk with capital optimally rather than via manual negotiation.

rate_review Analyst Verdict

"Brings 'ad-tech' efficiency to the $600B reinsurance market. By replacing the 'subscription market' (walking around Lloyd's) with a computerized auction, it finds the true market clearing price for risk."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Placing reinsurance (insurance for insurers) was a manual, relationship-driven process. Cedents (insurers) would negotiate price/terms individually with dozens of reinsurers, leading to inefficient pricing and 'fill-or-kill' orders. It was impossible to know if the best price was achieved.

psychology The Solution

Deployed a double-sided auction platform. The insurer lists the risk layer they want to cover. Reinsurers submit sealed bids (price/quantity) programmatically. The platform's optimization algorithm matches the bids to fill the program at the best clearing price for the insurer, enforcing constraints (e.g., max participation per reinsurer).

settings_suggest Technical & Deployment Specs

Integrations
Risk Modeling Files
Deployment Model
SaaS Marketplace
Data Classification
Reinsurance Data
Estimated TCO / ROI
Transaction Fee
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Market Adoption Medium Partnership with major brokers.
Algorithm Trust Low Auditable matching logic.

trending_up Impact Trajectory

Audited value realization curve

Placement of $100M+ programs in hours Verified Outcome
Primary KPIPrice discovery improved (lower clearing price)
Audit CycleStandardized data submission

policy Compliance & Gov

  • Standards: Financial Markets
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Reinsurance Data

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Global Insurance Carrier without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-579
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-579

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