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Insurance verified Verified Outcome TRL 9

EV Battery Health Warranty & Insurance

domain Client: EV Manufacturers / Dealerships handshake Provider: Altelium schedule Deploy: 2021-Present
90 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

Data-driven extended warranties for electric vehicle batteries, backed by AI analysis of battery state-of-health (SoH), facilitating the used EV market.

rate_review Analyst Verdict

"Critical enabler for the circular economy. The lack of trust in used EV battery health is a major blocker for resale value. This insurance product validates the asset's quality, unlocking financing and secondary markets."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

The resale market for Electric Vehicles (EVs) is hindered by uncertainty over battery health. A battery is 40% of the car's value, and its degradation is invisible. Buyers and dealers hesitated to trade used EVs, and banks were reluctant to finance them without guarantees on the asset's lifespan.

psychology The Solution

Developed a proprietary AI platform that ingests battery management system (BMS) data to calculate the precise State of Health (SoH) and predict future degradation. Based on this 'health certificate', Altelium underwrites an extended warranty. If the battery degrades faster than predicted or fails, the insurance covers the replacement cost.

settings_suggest Technical & Deployment Specs

Integrations
OBD-II / Telematics
Deployment Model
Data Platform + Insurance
Data Classification
IoT / BMS Data
Estimated TCO / ROI
Premium
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Model Drift Medium Continuous BMS data loop.
Chemistry Changes Medium Lab testing of new cell types.

trending_up Impact Trajectory

Audited value realization curve

Creation of 'insurable' battery health certificate Verified Outcome
Primary KPIExtended lifecycle of EV assets
Audit CycleEnabled financing for second-hand EVs

policy Compliance & Gov

  • Standards: Insurance Regs
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: IoT / BMS Data

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for EV Manufacturers / Dealerships without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-577
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-577

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