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Insurance verified Verified Outcome TRL 9

Predictive Aging & Long-Term Care Intervention

domain Client: Long-Term Care Insurers handshake Provider: Assured Allies schedule Deploy: 2020-Present
91 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

A platform that predicts which policyholders are at risk of decline and provides funded wellness interventions (e.g., home modifications) to keep them independent, reducing expensive facility claims.

rate_review Analyst Verdict

"Fixes a broken market. Long-Term Care (LTC) books are toxic for many insurers due to rising costs. This solution actively manages the risk by spending money *now* to prevent massive nursing home claims *later*."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Legacy Long-Term Care policies are bleeding money for insurers as people live longer and care costs skyrocket. Insurers had no contact with policyholders until they claimed (often too late). There was no mechanism to help the insured stay healthy, only to pay when they got sick.

psychology The Solution

Partnered with carriers to offer a 'wellness program'. It uses predictive analytics to identify policyholders likely to claim soon. It then sends a case manager to create a plan (e.g., installing grab bars, fall detection, nutrition support). The insurer pays for these interventions because they are cheaper than a nursing home claim.

settings_suggest Technical & Deployment Specs

Integrations
Claims Systems
Deployment Model
Service + Tech
Data Classification
PHI / Health Data
Estimated TCO / ROI
Service Fee
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Engagement Medium High-touch human outreach.
ROI Timing Medium Longitudinal studies.

trending_up Impact Trajectory

Audited value realization curve

Reduction in claim frequency/severity Verified Outcome
Primary KPIHigh engagement from elderly policyholders
Audit CycleImproved quality of life metrics

policy Compliance & Gov

  • Standards: HIPAA
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: PHI / Health Data

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for Long-Term Care Insurers without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-572
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-572

Strategic Action Center

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