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Banking verified Verified Outcome TRL 9

Consumer Carbon Footprint Tracking

domain Client: Major UK Retail Bank handshake Provider: Cogo schedule Deploy: 2021-2023
86 Impact
Enterprise Ready
Evidence Score: 4/10
Strength: Medium

Executive Summary

ANALYST: COI RESEARCH

The bank partnered with a carbon data specialist to integrate a carbon footprint tracker directly into its mobile banking app, estimating emissions based on transaction history.

rate_review Analyst Verdict

"A leading ESG engagement feature. While the accuracy of spend-based carbon estimation is imperfect, it successfully keeps climate awareness top-of-mind and differentiates the brand for eco-conscious consumers."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Consumers are increasingly concerned about climate change but lack visibility into the environmental impact of their daily spending habits. The bank wanted to support its net-zero commitments and engage customers on sustainability without forcing them to use a separate app.

psychology The Solution

The organization integrated an API from carbon data provider Cogo into its primary mobile banking application. The tool analyzes transaction categories and amounts to provide an estimated carbon footprint for each purchase, offering tips on how to reduce emissions and allowing users to track their monthly trends.

settings_suggest Technical & Deployment Specs

Integrations
Mobile App
Deployment Model
API / SaaS
Data Classification
Transaction
Estimated TCO / ROI
Low
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Data Accuracy Low Clear estimation disclaimer

trending_up Impact Trajectory

Audited value realization curve

Millions of users accessed the feature Verified Outcome
Primary KPIIncreased engagement time in app
Audit CycleBrand differentiation

policy Compliance & Gov

  • Standards: N/A (Voluntary)
  • Maturity (TRL): 9
  • Evidence Score: 4/10
  • Data Class: Transaction

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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The "Blind Verification" Protocol

How we verified these outcomes for Major UK Retail Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-450
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-450

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