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Banking verified Verified Outcome TRL 9

Greenfield Transaction Banking Platform

domain Client: Top US Investment Bank handshake Provider: AWS / Internal schedule Deploy: 2020-2024
94 Impact
Enterprise Ready
Evidence Score: 5/10
Strength: High

Executive Summary

ANALYST: COI RESEARCH

The bank built a cloud-native transaction banking platform from scratch, bypassing legacy mainframes to offer API-first treasury services to corporate clients.

rate_review Analyst Verdict

"Strategic masterstroke in entering a saturated market. By having no legacy technical debt, the bank could offer real-time APIs and dashboarding that incumbent transaction banks struggle to match due to mainframe batch cycles."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Entering the transaction banking market (payments, liquidity, escrow) is notoriously difficult due to the dominance of incumbents with deep roots. However, corporate treasurers were increasingly frustrated by the legacy technology of these incumbents, which relied on slow batch processing, file-based uploads, and poor visibility into real-time cash positions.

psychology The Solution

The organization built a 'greenfield' Transaction Banking (TxB) business entirely on the public cloud. The platform was designed API-first, allowing corporate clients to embed banking services directly into their own ERPs or treasury management systems. This architecture supports real-time payment clearing and instant liquidity visibility.

settings_suggest Technical & Deployment Specs

Integrations
Corporate ERPs
Deployment Model
Public Cloud
Data Classification
Financial
Estimated TCO / ROI
High (R&D)
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Platform Stability Medium SRE Practices

trending_up Impact Trajectory

Audited value realization curve

Billions in deposits gathered rapidly Verified Outcome
Primary KPIReal-time API availability
Audit CyclePartnership with major fintechs

policy Compliance & Gov

  • Standards: Global Payments
  • Maturity (TRL): 9
  • Evidence Score: 5/10
  • Data Class: Financial

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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The "Blind Verification" Protocol

How we verified these outcomes for Top US Investment Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-427
Evidence: Direct SQL Logs
Public
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2. Verified Asset

Outcome: Verified
Ref ID: #COI-427

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