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Banking verified Verified Outcome TRL 9

Core Banking Modernization Platform

domain Client: US Regional Bank handshake Provider: FIS schedule Deploy: 2018-2023
86 Impact
Enterprise Ready
Evidence Score: 4/10
Strength: Medium

Executive Summary

ANALYST: COI RESEARCH

The bank partnered with a major fintech provider to replace its legacy core banking systems with a modern, componentized platform to support commercial and retail operations.

rate_review Analyst Verdict

"A high-stakes traditional core replacement. While riskier than the 'hollow core' or 'sidecar' strategies, it solves the root cause of technical debt, enabling true real-time processing and open banking readiness."

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Full Audit Report Available Includes Risk Register, Technical Specs & Compliance Data.

warning The Challenge

Aging legacy core systems constrained the bank's ability to launch new products quickly and process transactions in real-time. The monolithic nature of the old mainframe environment made integration with third-party fintechs difficult and expensive, threatening the bank's competitive position.

psychology The Solution

The organization selected the FIS Modern Banking Platform to replace its legacy core. This cloud-native, component-based system allows the bank to plug and play different banking modules (deposits, lending, payments) via APIs, decoupling product logic from the underlying ledger and facilitating easier third-party integrations.

settings_suggest Technical & Deployment Specs

Integrations
All Bank Systems
Deployment Model
Hosted / Cloud
Data Classification
All
Estimated TCO / ROI
High
POC Summary ( to )

"N/A"

shield Risk Register & Mitigation

Risk Factor Severity Mitigation Strategy
Implementation Failure High Phased rollout

trending_up Impact Trajectory

Audited value realization curve

Platform modernization milestones met Verified Outcome
Primary KPIAccelerated speed to market
Audit CycleOperational efficiency gains

policy Compliance & Gov

  • Standards: US Banking Regs
  • Maturity (TRL): 9
  • Evidence Score: 4/10
  • Data Class: All

folder_shared Verified Assets

description
Verified Case Study
PDF • Version 1
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Technical Audit
PDF • Audited
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Security Architecture

The "Blind Verification" Protocol

How we verified these outcomes for US Regional Bank without exposing sensitive IP or identities.

Private
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1. Raw Evidence

Audit ID: #PRIV-402
Evidence: Direct SQL Logs
Public
public

2. Verified Asset

Outcome: Verified
Ref ID: #COI-402

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